| California auto insurance have | | | | Certain requirements must be met in |
| established a program for low income | | | | order to qualify: |
| residents so as to make sure that | | | | 1. One must have a 3 consecutive years |
| everyone has and can afford auto | | | | driving experience, with not less than |
| insurance. This program will assist to | | | | 19 years of age. |
| eradicate the number of drivers that are | | | | 2. One must not have a conviction of |
| uninsured from the road, and | | | | driving record, or a vehicle code |
| consequently reducing the financial | | | | felony. |
| risks of many California auto insurance | | | | 3. In the last 3 years, one must not |
| companies. | | | | have a record of a fault accident that |
| California auto insurance companies | | | | involved bodily injury or death. |
| under law requires residents to purchase | | | | 4. One must not be a college student who |
| a minimum of $15,000 bodily injury | | | | claims to be a dependent for income tax |
| liability coverage per person, $30,000 | | | | purposes. |
| per accident and $5,000 for damage of | | | | 5. One cannot possess an in-force |
| property. This is quite reasonable, but | | | | liability policy for a different vehicle |
| the ones which are usually accompanied | | | | 6. One must be able to show that they |
| with a high auto insurance rate which | | | | have been licenced continuously for the |
| then cause a financial burden on | | | | last 18 months. |
| residents who don't have ways for paying | | | | Rate per vehicle - annual premium: |
| for auto insurance. | | | | Alameda County - $322.00; |
| By the execution of this plan, | | | | Contra Costa County - $317.00; |
| california auto insurance companies are | | | | Fresno County - $299.00; |
| assisting to make auto insurance | | | | Imperial County - $210.00; |
| available and affordable to every | | | | Kern County - $239.00; |
| driver, not minding the income level. | | | | Los Angeles County - $355.00; |
| Presently, California's new low cost | | | | Orange County - $312.00; |
| auto insurance program provides a | | | | Riverside County - $246.00; |
| narrowed down version of their present | | | | Sacramento County - $383.00; |
| plan, permitting drivers that are | | | | San Bernardino County - $283.00; |
| qualified to purchase $10,000 bodily | | | | San Diego County - $268.00; |
| injury liability coverage per person, | | | | San Francisco County - $322.00; |
| $20,000 per accident and $3,000 for | | | | San Joaquin County - $295. |
| damage of property. | | | | |