| California auto insurance have established a | | | | 3. In the last 3 years, one must not have a |
| program for low income residents so as to | | | | record of a fault accident that involved |
| make sure that everyone has and can afford | | | | bodily injury or death. |
| auto insurance. This program will assist to | | | | |
| eradicate the number of drivers that are | | | | 4. One must not be a college student who |
| uninsured from the road, and consequently | | | | claims to be a dependent for income tax |
| reducing the financial risks of many | | | | purposes. |
| California auto insurance companies. | | | | |
| | | | 5. One cannot possess an in-force liability |
| California auto insurance companies under law | | | | policy for a different vehicle |
| requires residents to purchase a minimum of | | | | |
| $15,000 bodily injury liability coverage per | | | | 6. One must be able to show that they have |
| person, $30,000 per accident and $5,000 for | | | | been licenced continuously for the last 18 |
| damage of property. This is quite reasonable, | | | | months. |
| but the ones which are usually accompanied | | | | |
| with a high auto insurance rate which then | | | | Rate per vehicle - annual premium: |
| cause a financial burden on residents who | | | | |
| don't have ways for paying for auto | | | | Alameda County - $322.00; |
| insurance. | | | | |
| | | | Contra Costa County - $317.00; |
| By the execution of this plan, california | | | | |
| auto insurance companies are assisting to | | | | Fresno County - $299.00; |
| make auto insurance available and affordable | | | | |
| to every driver, not minding the income | | | | Imperial County - $210.00; |
| level. Presently, California's new low cost | | | | |
| auto insurance program provides a narrowed | | | | Kern County - $239.00; |
| down version of their present plan, | | | | |
| permitting drivers that are qualified to | | | | Los Angeles County - $355.00; |
| purchase $10,000 bodily injury liability | | | | |
| coverage per person, $20,000 per accident and | | | | Orange County - $312.00; |
| $3,000 for damage of property. | | | | |
| | | | Riverside County - $246.00; |
| Certain requirements must be met in order to | | | | |
| qualify: | | | | Sacramento County - $383.00; |
| | | | |
| 1. One must have a 3 consecutive years | | | | San Bernardino County - $283.00; |
| driving experience, with not less than 19 | | | | |
| years of age. | | | | San Diego County - $268.00; |
| | | | |
| 2. One must not have a conviction of driving | | | | San Francisco County - $322.00; |
| record, or a vehicle code felony. | | | | |
| | | | San Joaquin County - $295. |