| Finding a Orange County house for sale for a great | | | | many of them don't have the time, interest nor |
| price can sometimes be a trying experience. First, | | | | demeanor to work effectively and patiently with |
| you have to find out about all of the houses for sale | | | | home buyers. Working with a newbie agent with less |
| in your price range in a timely manner - next, you | | | | than 2 years experience f0r the purchase of a $800K |
| need to preview the inside of these homes - then, | | | | house is not such a good idea when you can work |
| after you've have selected a few candidates, you | | | | with a seasoned professional for the same NO cost! |
| need to analyze to see what's a fair price for each | | | | How do you find such a seasoned professional tech |
| house - Finally, you formulate your offer to | | | | savvy Buyers Agent ? - by searching on the Internet |
| purchase.... and by the time that's all completed, the | | | | or referrals from friends and co-workers. |
| really good homes with a great value, are usually | | | | 3.) Once you've selected and met with your Buyers |
| sold... So what do you do? Follow this 5 step program | | | | Agent, have them set you up on an email alert home |
| for buying a house, and you will greatly increase your | | | | finding service that checks the Multiple Listing Service |
| odds for success... | | | | (MLS) every day. When a new listing comes on the |
| 1.) First - Get with a mortgage lender and obtain | | | | market that meets you criteria, it will send you and |
| pre-qualification letter. We usually recommend | | | | your Agent an email notifying you of this brand new |
| mortgage brokers over banks for often times a | | | | listing, and the email will contain many details about |
| mortgage broker will have a wider selection of loan | | | | the house for sale. |
| programs to choose from as compared to a bank. | | | | 4.) When you're ready, set an appointment with your |
| This step is very important for shopping for a house | | | | Buyer's Agent and go look at all of the houses for |
| to buy is challenging enough, and not being confident | | | | sale that meet your needs, wants, price range, etc. |
| with regard to your price range makes it even more | | | | In today's market, that list of houses for sale won't |
| difficult. The pre-qualification letter (pre-qual), can | | | | be to big for the inventory has been low in Orange |
| usually be done in an hour or two, and will tell you | | | | County for many months. So in one or two |
| how much of house you can afford and what your | | | | afternoons, you can see every house listed for sale. |
| monthly payments and closing costs will be... valuable | | | | If you didn't find a house you like, then start using |
| information. Shop around for lenders before you give | | | | the email alert service (above), and check your email |
| them permission to run your credit, for you don't | | | | on a daily basis to see if a new listing pops up that is |
| want to many inquiries on your credit report at this | | | | worth seeing. When a new listing arrives, it's usually a |
| stage. | | | | very good ides to hop in the car and have your |
| 2.) I know you have probably heard it before, but is | | | | buyers Agent show it to you as soon as possible. |
| true - Find yourself a good tech savvy Buyers Agent. | | | | After a month or so, if you haven't found a house |
| The services of a good Buyer's Agent are essentially | | | | that strikes you interest, it's probably time to modify |
| free to you for the Seller has already signed a | | | | your search parameters... ie; maybe look for slightly |
| contract to pay a commission to the agents who sell | | | | smaller houses, look in a few more cities, bump up |
| their home. So whether you deal with the listing | | | | the price a little bit, etc. etc. |
| agent, a brand new rookie agent, or a seasoned and | | | | 5.) Once you and your agent have found a house (or |
| professional Buyers Agent, there are no extra costs | | | | two) that meet your needs and wants, get together |
| to you the Buyer! Dealing with the listing agent | | | | with your agent and formulate an offer to purchase. |
| directly is not such a good idea, for the listing agents | | | | Here an experienced Buyers agent will be very |
| fiduciary responsibility and loyalty is first and | | | | valuable in getting you the best deal possible, and |
| foremost with the Seller. That leaves you at a | | | | assuring you a smooth, and timely contract closing |
| negotiating and contractual disadvantage. Also, many | | | | (Escrow) process. |
| listing agents specialize in working with sellers, and | | | | |